Blog
Fichas de los papers que leo, comentarios sobre regulación del crédito y del sistema financiero, y policy briefs breves.
Colombia made open finance mandatory. The interesting question is what happens to bank market power
Decree 0368 of 2026 turns Colombia's voluntary data-sharing scheme into a mandatory one. The compliance story is straightforward; the competition story is not.
Estimating disease clusters twice, on purpose
Notes on a design choice from the El Salvador multimorbidity study: running two independent clustering methods was not redundancy, it was the only available validity check.